Financial Health for Life in Practice
Here at Sapphire Bay Partners, we specialise in supporting medical professionals, from GPs and specialists to dentists and allied health providers.
We deliver tailored financial and structuring strategies that simplify compliance, reduce tax, protect your assets, and strengthen your long-term financial wellbeing.
Helping Medical Professionals Build Strong Financial Foundations
As a doctor, dentist, or allied health professional, you face a unique combination of income complexity, regulatory responsibilities, and heightened litigation risk.
Your financial strategy needs to support not just your work, but your wellbeing, your family, and your long-term independence.
​
At Sapphire Bay Partners, we specialise in helping medical professionals build smart structures, minimise tax, protect their assets, and plan for the future with clarity and confidence.
Why Medical Professionals Need Tailored Structuring
A medical career can create significant financial opportunities, but only if managed strategically.
With the wrong advice, medical professionals may face:
-
Excessive tax burdens and exposure to litigation
-
Poorly structured practice income
-
Inefficient business and trust structures
-
Lack of succession or exit planning
-
Retirement strategies that fall short
With the right support, you can:
-
Reduce tax without stress
-
Protect assets from professional risk
-
Structure your income for flexibility and growth
-
Prepare early for practice transition or retirement
-
Build long-term personal and family wealth
How We Help Medical Professionals
We work with GPs, specialists, surgeons, dentists, allied health providers, and practice owners.
Our support includes:
-
Tax planning and compliance for healthcare professionals
-
Structuring your practice or service income for protection and efficiency
-
Superannuation and SMSF advisory
-
Retirement and succession planning
-
Guidance on medical business compliance and payroll
-
Cash flow, profitability, and practice performance insights
-
Support for transitioning into or out of private practice
Our Process
Tailored Structuring Review
We review your current income, risks, and goals to ensure your practice and personal finances are built on a strong, protective foundation.
Strategy & Implementation
We establish or optimise your structures (including trusts, entities, or practice setups) ensuring everything aligns with tax rules, compliance standards, and long-term wealth goals.
Ongoing Advisory & Support
We provide year-round guidance, compliance, and planning to help you stabilise cash flow, prepare for growth, and ultimately craft your ideal exit strategy.
Why Work With Us?
-
We understand medical income structures
-
We specialise in high-income and high-risk professions
-
We help protect assets and reduce exposure to litigation
-
We support both sole practitioners and multi-provider practices
-
We align financial strategies with your long-term goals
-
We bring Big 4 expertise with boutique-level service​
